Wills and Living Trust Services
As an AHA member, you can obtain a Simple Will, a Living Will, an individual Living Trust or a husband/wife Living Trust.

$500 Dollars In Grocery Coupons
Members automatically receive a free certificate good for a grocery store coupon booklet with $500 in coupon savings for everyday foods and household products. Simply identify the products you want and send it to the AHA Grocery Coupon Service. You will then receive your coupons in the mail to use at the store of your choice.

Free IntelliPay^TM Mortgage Savings Analysis
If you have a 25 or 30 year home mortgage, you will probably end up paying back $250,000 to $350,000 for every $100,000 of mortgage loan you borrowed. What's worse, for the first 10 years of your mortgage, you are paying almost entirely interest - your loan balance after 10 years of steady monthly "repayment" has hardly gone down at all! Now you can and save tens of thousands, even a hundred thousand dollars just by making small automatic extra principal payments in addition to your regular monthly mortgage payment through AHA's IntelliPay^TM Automatic Savings^TM Mortgage Acceleration Plan. For a free personalized analysis showing exactly how much you are guaranteed to save with IntelliPay, call AHA Member Services.

Free IntelliPay^TM Mortgage Savings Plan Enrollment
You can save tens of thousands of dollars on your mortgage interest, pay off your loan faster and build up you family's net worth with dramatic speed, thanks to AHA's IntelliPay^TM Automatic Savings^TM Mortgage Acceleration Plan. There's no refinancing, no appraisal, no credit check, no pre-qualification, no points and no closing costs required when you enroll � because IntelliPay works with your present mortgage. You'll be amazed at the money you'll save and how much sooner you'll own your home free and clear. Enrollment usually costs $395 (plus a $10.00 monthly service charge). But as an AHA-Plus member, you may enroll absolutely free. And all you'll pay is a $8.95 monthly service charge, which will bring you guaranteed savings in the tens of thousands over the life of your loan.

Discounted Mortgage Audit
There's a good chance you're being overcharged on your mortgage. Government studies show that errors have been made on up to 70% or more of the mortgages with escrow accounts in the U.S. New changes in the federal regulations require prompt refunds, but it's up to you to find the errors and overcharges in your mortgage, document them, and then claim your refund. The Mortgage Monitor audit service makes all that easy. To date, it has helped homeowners receive hundreds of thousands of dollars in individual cash refunds. You'll receive a report of up to 20 pages which includes analysis of ARM rate adjustments, your escrow account, principal prepayments, correct loan balance, and interest due on escrow. You will also receive specific information on how to claim all refunds due you. Normally a Mortgage Monitor audit costs $219 to $269. But as an AHA member, you can have your mortgage audited for just $169 to $219. That's a $50 savings! To request a mortgage audit or obtain more information on Mortgage Monitor, call AHA Member Services.

Emergency Home Assistance (AHA-Plus members only)
AHA-Plus members can obtain emergency home assistance 24 hours a day, 7 days a week by calling a toll-free number to the AHA Home Assist program, a nationwide network of over 27,000 pre-screened service providers who are on call to help our members through an emergency - whether your heating or cooling system goes down, an appliance breaks, or a tree falls on your roof. It's peace of mind you'll be glad is there. These are contractors who have been screened for quality, reliability, cost, reputation, and guarantee and are available around the clock to provide emergency repairs or service. Should the using member be dissatisfied, full corrective action is assured. Free for AHA-Plus members.

Home Inspection
AHA has awarded its Approved Product Seal to AmeriSpec, the nation's leading home inspection company. AHA members receive a 10% discount from participating AmeriSpec offices and learn the condition of hundreds of items in their home.

Home Warranty
AHA members receive a 10% discount on a one-year home warranty plan. The warranty protects the following major home systems: central heating and air conditioning systems, plumbing and electrical systems, water heaters, gas or electric range, built-in dishwasher, built-in trash compactor, central vacuum system, disposal, built-in microwave oven, and sump pump (in most locations). The following may require additional fees: swimming pool/spa equipment, interior whirlpools or jacuzzi, domestic well pumps, refrigerators, washers and dryers. The warranty is renewable year after year. AHA members receive the first service call free. Certain limitations apply.

Moving Discounts
AHA members can save up to 50% off regular moving costs through Mayflower Transit Co., Graebel Van Lines, and National Van Lines. Amount of discount varies based on amount (weight) of goods and distance involved.

Wills and Living Trust Services
AHA members have access to a network of legal professionals skilled in estate planning, wills, and living trust services. One toll-free call refers you to an expert in your area who will provide the desired services at up to 20% less than his normal published rates.

Stay at Halfprice Hotel Card (AHA-Plus members only)
AHA members save 50% off the regular (rack) rate at thousands of hotels and motels across the country, including Best Western, Comfort Inn, Days Inn, Doubletree, Econo Lodge, Embassy Suite, Hilton, Holiday Inn, Howard Johnson, Marriott, Quality Inn, Radisson, Ramada, Residence Inn, Sheraton, TraveLodge, and many more. You will receive the same courteous service and room quality as a full-paying guest. Simply reserve your accommodations ahead of time and present your special membership card at check in. The 50% discount does not apply to meals, beverages, taxes, gratuities, or travel expenses and may not be combined with other discounts.

Flowers and Gift Baskets
As an AHA member, one convenient toll-free call puts beautiful flowers, floral arrangements, gift baskets, and other gift items at your fingertips, at 15% to 20% savings off usual rates! All orders are fully guaranteed. With this service you may send any kind of arrangement anywhere in the United States, 24 hours a day, seven days a week.

Recreational Vehicle Rental
AHA members receive big savings on the rental of recreational vehicles for vacation or travel. Just call the toll-free AHA number.

Travel Service
AHA members are eligible to receive a variety of savings through the AHA discount travel service. First, you will receive the lowest domestic fare available at the time of ticketing (taking into account your planned itinerary and any restrictions or penalties if they exist). Discounts up to 25% off the published rates are also offered on selected cruises offered by cruise lines including: Holland America, Royal Carribean, Princess, American Hawaii, and Royal Cruise Lines. The service may help you with last minute changes in travel plans or even issue new airline tickets on the spot. We will provide same-day mailing of tickets and may provide overnight mail service to be charged to your account when such service is requested. Senior travelers should request any additional senior fare discounts when booking travel. AHA members receive up to 5% cash back after their trip for booking with us.

Prescription Drug Discounts
Your AHA membership entitles you to low discount prices on brand name prescriptions and an additional 20% discount off the retail price of all generic brand prescriptions. The AHA Mail Service Maintenance Prescription Drug Program provides a dramatically cost-effective way to purchase a 90-day supply of maintenance drugs with three refills at greatly reduced prices. Maintenance medications are drugs used continuously or for more than 30 days. These drugs are used to maintain and control conditions such as diabetes, cardiovascular ailments, hypertension, etc. Prescription orders are delivered to the participant's home by UPS or first class U.S. Mail. People who benefit the most from the program are those following a regular maintenance drug therapy program with their physician. The program does not provide medications classified as experimental or medications available over-the-counter.

Vision Plan
The AHA Discount Vision Plan is a national network of eye care professionals providing you with the highest quality eye wear at maximum savings. AHA members and their immediate family members may realize savings of up to 60% off the normal retail price of eye wear products. Our network of Independent Practitioners offers a large selection of frames (including designer) and lenses with NO RESTRICTIONS. The AHA Vision Plan is not insurance. There are no claims to file, forms to fill out or waiting periods. For contact lens replacements, you may call our toll-free number and, once you have provided a current and complete doctor's prescription, you may order contacts at up to 60% off the normal retail price as often as you wish. Your satisfaction is FULLY GUARANTEED. If for any reason you are not happy with the eye wear purchased, return the merchandise within 30 days for exchange or full refund.

Today's Homeowner Magazine
AHA Members receive a FREE subscription to Today's Homeowner Magazine. Today's Homeowner gives you the simple, practical expert advice to help you make smart home improvement decisions! We provide you with the information, and the inspiration, you need to do it yourself. Today's Homeowner also gives you the knowledge and confidence you want when hiring outside help. Best of all, Today's Homeowner will save you time and money and it's FREE to AHA members.

Escrow Refund Guide
The Attorney's Generals of 14 states recently studied several thousand mortgages with escrow or impound accounts and found 70% of the borrowers had been overcharged. 20 million mortgage holders with escrow accounts are eligible for $5 billion in refunds under the new HUD rules. But, you have to ask for it. The AHA Escrow Refund Guide is a special report that explains the new HUD rules, helps you understand the type of mortgage you have, describes how the new rules apply to you, shows you in a step-by-step process how to determine if you have been overcharged, and shows you how to get back any monies owed you. This is a must for the do-it-yourselfer.

Home Inspection Guide
A professional inspection of your home, or the home you are about to buy, by a qualified inspector, can literally save you thousands of dollars. The AHA Home Inspection Guide tells you why, how to select an inspector, what they do, and what to expect. Free.