We�re going to start with the basics. ABCs of Home Insurance: Always Be Covered. Let's start with the basics. You want your losses to be covered in the unhappy event that something happens to your home. So what are we insuring here? Basically two things, (1) your home and (2) what's in it.
Insure Your Home�
Or to be exact, the structure of your home. What you're looking for is this: You want your insurance policy to pay for the total cost of replacing your home if it were destroyed. If you don't have that kind of coverage, your insurer won't pay for the total cost but only for some portion of it. GUESS who pays the rest?
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