We�re going to start with the basics.
ABCs of Home Insurance: Always Be Covered. Let's start with the basics. You want
your losses to be covered in the unhappy event that something happens to your
home. So what are we insuring here? Basically two things, (1) your home and (2)
what's in it.
Insure Your Home�
Or to be exact, the structure
of your home. What you're looking for is this: You want your insurance policy
to pay for the total cost of replacing your home if it were destroyed. If you
don't have that kind of coverage, your insurer won't pay for the total cost but
only for some portion of it. GUESS who pays the rest?
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