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Want to Invest in Real Estate?

How to Hire a Realtor

Whats the Key to Locking in a Mortgage?

How to Improve Your Credit

Watch out for Mortgage Fraud

Need a Buyer-Broker?

Learn How to Best Insure Your Home and Save Money

Avoid Trouble on Your Kids Mortgage

Downward Direction for Down Payments

How to Hire a Contractor

Save Money by Cancelling Your Private Mortgage Insurance ("PMI")

Crunch the Numbers and Drop Your Private Mortgage Insurance ("PMI") Payments

Whos Watching your Deposit Money?

Remodeling Value: Your Best Investments

More Than One Way to Pay for Remodeling

File Your Income Tax Returns Early and Save Money

Types of Loans Available for the Self-Employed

Top Five Homeowner Tax Saving Ideas


Inspecting the Inspector


4 � Do you offer a warranty?

If not, how do you plan to stand behind your findings if challenged?

5 � Can I see a Sample Inspection Report?

Look for a narrative description that fully explains each problem-- a check-off box with Good, Fair and Poor isn't good enough! Is the information presented and explained clearly and completely?

A good home inspection is much more than a stroll through the house with a flashlight.

Be sure that the inspector:

  • Checks all the major systems, including plumbing, electrical, heating, and cooling

  • Checks the structural condition, including the roof

  • Performs a metered test of the electrical system

  • Performs a moisture test for exposing any possible damage from dampness

6 � Do you belong to the American Society of Home Inspectors (ASHI)?

ASHI sets certain standards, including what constitutes a thorough inspection, and enforces those standards along with a code of ethics for its members. Many companies also belong to statewide home inspection industry associations. But don't necessarily turn a non-member away if their experience and references still check out.

7 � Do you carry errors and omissions insurance and general liability insurance?

Everyone makes mistakes! Even the best inspector can overlook a problem, and insurance indicates the inspector is prepared for it. Don't be surprised if they ask you to sign a waiver limiting the company or individual's liability to the cost of the inspection.

Okay, Quiz Over!

You're done inspecting the inspector. What do you do next? Inspect the home!

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