How to Get Money Back from Your Mortgage Lender

Thanks to federal regulations effective last May limiting how much money mortgage lenders can require homeowners to keep in escrow accouts (see Your Money Monitor in our January issue), the American Homeowners Association (AHA) predicts that 20 million homeowners will share $5 billion in refunds and reduced monthly payments. To find out how to get your due, order The Homeowner's Escrow Refund Guide ($4.50; 800-470-2242) from the AHA.