Mortgage, Refinancing & Credit Line Programs
AHA-Plus members can enjoy the added convenience and savings of special no-application-fee
and low-fee prequalification ("lock & shop") mortgage lending programs through AHA's special
arrangements with several of the nation's leading mortgage companies, including Merrill Lynch and
PHH U.S. Mortgage.
With a pre-approved mortgage, you can shop for your new home with the confidence
that you'll receive favored attention from both Realtors and sellers alike. And that can help you
make the best deal possible.
AHA also has mortgage programs for members with past credit problems,
as well as low-down-payment programs for first-time buyers. One innovative program,
, available through Merrill Lynch, enables parents to assist their children with the down payment
without having to sell off the parents' securities investments. And, through a special arrangement
with Merrill Lynch, our members can apply for a home equity line of credit with no application fee
and no closing costs - and you'll receive the same low interest rates enjoyed by Merrill Lynch's