December 3, 2008  
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Featured Issue: Smart Home Insurance Resources

The National Insurance Consumer Help Line

1 800 942-4242

Locate Your State Insurance Department

This handy map, provided by the Insurance Information Institute, has links to the insurance department sites for all 50 states.

Live in a Flood-Prone Area?

You'll need a separate flood insurance policy. The Federal Emergency Management Agency offers good flood insurance info.

Live in an Earthquake-Prone Area?

Most insurance companies offer a separate earthquake policy. The cost of the coverage will vary, depending the severity of the earthquake risk.

Avoid Scams After a Disaster

Natural disasters attract scam artists, often making matters worse for already exhausted homeowners.

Need Help With a Settlement Problem?

If you're having problems getting a claim settled, here are some excellent tips.

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